The Wells Fargo Business Platinum Credit Card* may not be as well known as the popular The Business Platinum Card® from American Express, but still presents a solid offering.

Rewards: choose your rewards: Cash Back or Rewards Points. Cash Back option: Earn 1.5% cash back on every $1 spent; Reward Points option: Earn 1 point on every $1 spent and receive 1,000 bonus points when your company spend is $1,000 or more in any monthly billing period

Welcome Offer: one-time $300 cash back bonus or 30,000 bonus points when you enroll in the Business Card Rewards Program and spend $3,000 in the first three months of account open date

Annual Fee: $0

Other Benefits and Drawbacks: The option to choose to earn points or cash back may seem nice, but we feel it’s a touch complicated. We believe the large majority of users will earn more rewards by choosing the cash back option. Unfortunately, like with the Wells Fargo Business Elite Signature Card*, cash back is only credited to the account quarterly. The card does not charge foreign transaction fees and issues up to 99 employee cards with no additional charge.

Read our Wells Fargo Business Platinum Credit Card* review to learn more.