For those with excellent credit, one of the common strategies is to find a card that offers the most valuable rewards possible. This could be done by using a card like the Alliant Cashback Visa, which offers you a high rate of cash back on all purchases. Or, you can use a card like the American Express Blue Cash Preferred, which features as much as 6% back on select categories.

But if your priority is experiencing travel benefits, there’s a broad selection of cards that can meet your needs. The American Express Platinum is a long-time leader in this field, offering numerous airport lounge program memberships and elite status with hotel and rental car programs. Likewise, the popular Chase Sapphire Reserve® offers both lounge benefits and travel rewards. And while these cards have very high annual fees, even frugal credit card users should consider their abundant fee credits before dismissing them because of the annual fee alone.

When you have excellent credit, you should be receiving the maximum value from the cards you choose. By picking one of these top cards for those with excellent credit, you’ll be able to earn valuable rewards while enjoying plenty of travel and shopping perks.

To view rates and fees of the Blue Cash Preferred® Card from American Express, please visit this page.

To view rates and fees of The Platinum Card® from American Express, please visit this page.

To view rates and fees of the American Express® Gold Card, please visit  this page.