Low Cost Advisor

Best Credit Card Processing Companies


Founded in 2011, Clover is another popular credit card processing company for small retailers and restaurants, similar to Square. Both offer easy-to-use POS software, native hardware options and integrated payment processing.

Clover uses subscription pricing plus flat fees rather than Square’s simpler flat-fee pricing model. Clover’s Register Lite plan starts at $9.95 per month with a 2.7% + $0.10 fee for in-person payments and a 3.5% + $0.10 fee for keyed-in payments, and is best suited for businesses with less than $50,000 in annual credit card transactions.

Clover’s Register plan costs $39.95 per month with a 2.3% + $0.10 fee for in-person payments and a 3.5% + $0.10 fee for keyed-in payments. This plan is best for businesses with more than $50,000 in annual credit card transactions as well as restaurants since it includes credit card pre-authorizations for reservations, table management and adding gratuities to checks.

Clover provides access to funds within one to three business days but claims that most funds are available the next day. The company also allows you to return any device within 60 days and provides 24/7 phone, email and chat support.

Who should use it. Small foodservice businesses looking for an all-in-one POS, register system and credit card payment processor.


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