The U.S. Bank Business Triple Cash Rewards World Elite™ Mastercard® offers the best of multiple worlds: 0% introductory APR on purchase and balance transfers for 15 billing cycles, followed by a regular variable APR of 13.99% – 22.99%, solid rewards earning, a sizable welcome bonus and a few extra perks for businesses.

Annual Fee: $0

Balance Transfer Offer: 0% introductory APR on purchase and balance transfers for 15 billing cycles, followed by a regular variable APR of 13.99% – 22.99%

Balance Transfer Fee: Either 3% of the amount of each transfer or $5 minimum, whichever is greater

Other Benefits and Drawbacks: U.S. Bank Business Triple Cash Rewards World Elite™ Mastercard® offers a 0% introductory APR on purchase and balance transfers for 15 billing cycles, followed by a regular variable APR of 13.99% – 22.99% and cardholders can earn 3% cash back on eligible purchases at gas stations, office supply stores, cell phone service providers and restaurants and 1% cash back on all other eligible net purchases. New cardholders can earn a $500 in cash back after spending $4500 in the first 150 days of opening an account. The card also offers an annual software credit and free employee cards. This card is a great card to hold onto even after the 0% introductory APR period ends.